Financial/Legal/Tax Disclaimer:

David Robertson is not a financial adviser, legal adviser, tax adviser or investment adviser. This website and listed literature may provide information about the stock market, investments, taxes, and some legal issues. This website and listed literature does not give legal advice, financial/investment advice, or tax advice; therefore, this website and listed literature should not be a used a replacement for a qualified professional. DMR-Publications and affiliated sites and literature do not give legal, tax, financial, or investment advice. All that said just to say this: you the user of this site’s information–by using this site and the information contained herein–agree to fully release me (website owner) and DMR-Publications from any real or perceived liability from any investment, financial, tax, or legal decision you should ever make or any outcomes that arise from those decisions. You will hold yourself 100% accountable for your own legal, tax, financial, or investment decisions. You can and should always seek the advice of qualified legal, tax, financial, investment, or securities professionals before making any related decisions.

Health Related Disclaimer:

David Robertson is not a medical doctor. Articles/Books herein are not medical advice, a professional diagnosis, opinion, treatment or service to you or to any other individual. This is simply general information for educational and anecdotal purposes only. The information provided herein, is not a substitute for medical or professional care, and you should not use the information in place of a visit, call consultation or the advice of your physician or other healthcare provider. David Robertson is not liable or responsible for any advice, course of treatment, diagnosis or any other information, services or product you obtain or utilize. IF YOU BELIEVE YOU HAVE A MEDICAL EMERGENCY, YOU SHOULD IMMEDIATELY CALL 911 OR YOUR PHYSICIAN.

Amazon Link Disclosure:

David Robertson is a participant in the Amazon Services LLC Associates Program, an affiliate advertising program designed to provide a means for sites to earn advertising fees by advertising and linking to Amazon.com.

However, ANY links provided to a product or services listed on Amazon are listed either because David believes in the particular product or because he believes in Amazon.com’s quality service. David is a customer as well as an Affiliate but does not promote a product or service he does not believe in.

Privacy Policy

This privacy policy discloses the privacy practices for DMR-Publications. This privacy policy applies solely to information collected by this web site. It will notify you of the following:

What personally identifiable information is collected from you through the web site, how it is used and with whom it may be shared.
What choices are available to you regarding the use of your data.
The security procedures in place to protect the misuse of your information.
How you can correct any inaccuracies in the information.
Information Collection, Use, and Sharing

We are the sole owners of the information collected on this site. We only have access to/collect information that you voluntarily give us via email or other direct contact from you. We will not sell or rent this information to anyone.

We will use your information to respond to you, regarding the reason you contacted us. We will not share your information with any third party outside of our organization, other than as necessary to fulfill your request, and only if necessary.

We will not contact you unless you contact us first. If you sign up for a subscription to our website, you will only get emails regarding articles being posted on the website.

Your Access to and Control Over Information

You may opt out of any future contacts from us at any time. You can do the following at any time by contacting us via the email address or contact form provided on our website:

  • See what data we have about you, if any.
  • Change/correct any data we have about you.
  • Have us delete any data we have about you.
  • Express any concern you have about our use of your data.

Security

We take precautions to protect your information. When you submit sensitive information via the website, your information is protected both online and offline.

We do not collect sensitive information (such as credit card data).

Updates

Our Privacy Policy may change from time to time and all updates will be posted on this page.

If you feel that we are not abiding by this privacy policy, you should contact us immediately via email or the contact form.

General Disclaimers:

  • Acceptance of our Terms

By visiting the website DMR-Publications.com, viewing, accessing or otherwise using any of the services or information created, collected, compiled or submitted to DMR-Publications.com, you agree to be bound by the following Terms and Conditions of Service. If you do not want to be bound by our Terms your only option is not to visit, view or otherwise use the services of DMR-PUBLICATIONS. You understand, agree and acknowledge that these Terms constitute a legally binding agreement between you and DMR-PUBLICATIONS and that your use of DMR-PUBLICATIONS shall indicate your conclusive acceptance of this agreement.

  • Provision of Services

You agree and acknowledge that DMR-PUBLICATIONS is entitled to modify, improve or discontinue any of its services at its sole discretion and without notice to you even if it may result in you being prevented from accessing any information contained in it. Furthermore, you agree and acknowledge that DMR-PUBLICATIONS is entitled to provide services to you through subsidiaries or affiliated entities.

  • Proprietary Rights

You acknowledge and agree that DMR-PUBLICATIONS may contain proprietary and confidential information including trademarks, service marks and patents protected by intellectual property laws and international intellectual property treaties. DMR-PUBLICATIONS authorizes you to view and make a single copy of portions of its content for offline, personal, non-commercial use. Our content may not be sold, reproduced, or distributed without our written permission unless otherwise stated. Any third-party trademarks, service marks and logos are the property of their respective owners. Any further rights not specifically granted herein are reserved.

  • Submitted Content

When you submit content to DMR-PUBLICATIONS you simultaneously grant DMR-PUBLICATIONS an irrevocable, worldwide, royalty free license to publish, display, modify, distribute and syndicate your content worldwide. You confirm and warrant that you have the required authority to grant the above license to DMR-Publications.com.

  • Termination of Agreement

The Terms of this agreement will continue to apply in perpetuity until terminated by either party without notice at any time for any reason. Terms that are to continue in perpetuity shall be unaffected by the termination of this agreement.

  • Disclaimer of Warranties

You understand and agree that your use of DMR-PUBLICATIONS is entirely at your own risk and that our services are provided “As Is” and “As Available”. DMR-PUBLICATIONS does not make any express or implied warranties, endorsements or representations whatsoever as to the operation of the DMR-PUBLICATIONS website, information, content, materials, or products. This shall include, but not be limited to, implied warranties of merchantability and fitness for a particular purpose and non-infringement, and warranties that access to or use of the service will be uninterrupted or error-free or that defects in the service will be corrected.

  • Limitation of Liability

You understand and agree that DMR-PUBLICATIONS and any of its subsidiaries or affiliates shall in no event be liable for any direct, indirect, incidental, consequential, or exemplary damages. This shall include, but not be limited to damages for loss of profits, business interruption, business reputation or goodwill, loss of programs or information or other intangible loss arising out of the use of or the inability to use the service, or information, or any permanent or temporary cessation of such service or access to information, or the deletion or corruption of any content or information, or the failure to store any content or information. The above limitation shall apply whether or not DMR-PUBLICATIONS has been advised of or should have been aware of the possibility of such damages. In jurisdictions where the exclusion or limitation of liability for consequential or incidental damages is not allowed the liability of DMR-PUBLICATIONS is limited to the greatest extent permitted by law.

  • External Content

DMR-PUBLICATIONS may include hyperlinks to third-party content, advertising or websites. You acknowledge and agree that DMR-PUBLICATIONS is not responsible for and does not endorse any advertising, products or resource available from such resources or websites.

  • Jurisdiction

You expressly understand and agree to submit to the personal and exclusive jurisdiction of the courts of the country, state, province or territory determined solely by DMR-PUBLICATIONS to resolve any legal matter arising from this agreement or related to your use of DMR-PUBLICATIONS. If the court of law having jurisdiction, rules that any provision of the agreement is invalid, then that provision will be removed from the Terms and the remaining Terms will continue to be valid.

  • Entire Agreement

You understand and agree that the above Terms constitute the entire general agreement between you and DMR-PUBLICATIONS. You may be subject to additional Terms and conditions when you use, purchase or access other services, affiliate services or third-party content or material.

  • Changes to the Terms

DMR-PUBLICATIONS reserves the right to modify these Terms from time to time at our sole discretion and without any notice. Changes to our Terms become effective on the date they are posted and your continued use of DMR-PUBLICATIONS after any changes to Terms will signify your agreement to be bound by them.