Tag: banks

A U.S. labor Shortage? Here are 10 Problems With That.

Today I saw a series of news articles suggesting that, for the first time, there are more job openings than there are eligible workers to fill them. Let’s ignore the word “eligible” for a moment (I’ll come back to this) and focus on the fact that they said that there was a labor shortage. They…

Let Me Draw You Some Pictures… Because I’m Nice

RANT WARNING – CONDESCENDING STATEMENT (AND PICTURES) AHEAD In a recent post, Two Really Ignorant Statements And What You Should Know, I covered some of the numbers associated with the current economic situation. Somehow, some didn’t get it. I venture to say they simply didn’t read it. Yes, it’s long. I’m sorry, but our problems,…

Choosing a Small Loan: Here Are Some Options

Are you considering getting a small loan? It’s a big decision. Consider the following before making your decision. Many Americans are still worried about the economy. In fact, according to Harvard University’s Institute of Politics poll, a weak economy is the #1 concern for most millennials these days. This concern comes with a few good…

Bank versus Credit Union: A Comparison

Confused about the differences between a Bank and a Credit Union? Please don’t be ashamed; from the outside looking in, they can appear to be very similar at first glance. Today we will explore some of the differences you should probably be aware of, as well as some of the benefits. The Big Banks A…

Money Market Accounts: The Benefit

When most people think about saving money, they think about a simple savings account. You might have even thought about getting one yourself. You may already have one, but do you have a strategy in mind, or are you just putting money away in hopes of something great down the road? Well, if you are…

CD Ladder – What You Should Know

Are you looking for a low-risk investment strategy? Have you heard of a CD Ladder yet? If not, allow me to share this little nugget of knowledge with you. You may already know that saving money is essential these days. You may also know that investing your money is probably wise. However, you may be…

Refinance Your Credit

Have you had your mortgage or auto loan for a while now? Have you looked at interest rates lately? If you are like most people, shopping interest rates each year may not exactly be a priority. Perhaps it should be. Maybe you could refinance your credit at the same time. There are plenty of reasons…

Money, Jobs, Banks and Debt

Wages have stagnated for years, but prices continue to increase, and the value of our labor decreases. This is essentially robbery, and education (or the lack thereof) is not helping. While you are working the same job with the same effort, the value of your labor decreases, and you can buy less with the money…