Tag: money

Ayn Rand Was Right All Along

Are you familiar with Ayn Rand? If not, perhaps you should be. Regardless, I want to share some ideas I have pulled from her work. What is a businessman? Is it merely a man who works in business or commerce? The book Atlas Shrugged presents characters such as Hank Rearden, James, and Dagny Taggart, as…

10 Points Missed on Student Loan Forgiveness

Student loan forgiveness is a hot topic, and I would like to add to it with another disagreeable thought. Oddly enough, many educated conservatives have split with uneducated Republicans on the topic. Perhaps it has to do with perspective or party politics, but the truth is that several perspectives are often ignored when the topic…

Uncomfortable Truths About Taxation

Let’s talk about taxation for a moment. Many people in this country are distraught, and with good reason. Yet, it seems that only exposure, education, and context separate the vast majority as to why. However, there are some common threads that we should be looking at. Take taxes, for instance. I hate using the phrase…

The Pursuit of Profit – Evil Or Not?

It was recently mentioned to me that “In today’s world, there is a growing segment of our society who view profits as wrong, as evil. Corporations, companies, and others who pursue the profit motive are often considered mean, selfish, and unethical because it takes advantage of workers and the less fortunate.” This statement was then…

The True Face of Socialism – Not Pretty

Let us discuss why socialists and socialism are so bad. What is it about socialism and communism that I despise? Let’s level-set and revisit a few definitions. Socialism: any of various economic and political theories advocating collective or governmental ownership and administration of the means of production and distribution of goods (socialism, n.d.). Socialism: a…

Does Money Make the Leader?

Recently, I was having a conversation about the making of great leaders. During that conversation, I was told: “I don’t have enough money to be a leader.” That comment confused me at first. It got me thinking about the prospect of “creating” a leader and whether money can play a part. While probably not the…

Student Loans: What Did We Think Would Happen?

You Took Out the Loan – Repay It! Is that really the best way to look at student loans? Let’s break down how this happened. After all, we cannot fix a problem unless we identify the problem first.   Let’s start with the fact that we sent our kids to government institutions of learning. We ensured that they spent most…

A U.S. labor Shortage? Here are 10 Problems With That.

Today I saw a series of news articles suggesting that, for the first time, there are more job openings than there are eligible workers to fill them. Let’s ignore the word “eligible” for a moment (I’ll come back to this) and focus on the fact that they said that there was a labor shortage. They…

How to Avoid Overdraft Protection Fees at the Bank

Something that has been in the news quite a bit lately is the high dollar amount that banks are getting for overdraft fees that they charge their customers. People are evidently shocked about the amount they owe as a result of using these supposed services. So let’s cut through the nonsense and educate ourselves on…

Is a Credit Card Crisis Underway

Yes. And this is only the beginning. They call it a credit card, a small plastic card that allows the holder the ability to obtain goods or services before actual payment, based on the trust that payment will be made in the future. Some call it a lifeline, some call it a handy and convenient…