For many, energy bills have been steadily increasing in recent months. The media suggests that perhaps these increases will continue. At the same time, our dollar is not stretching as far as it used to. Power bills can be a significant expense for households, but there are many ways to save money on your energy […]
A recession can be a difficult and uncertain time for individuals and families. Widespread job losses, reduced income, increased debt, difficulty accessing credit, reduced access to healthcare, and increased stress and mental health issues are just some of the risks that individuals may face during a recession. If you have not been impacted by the […]
Let’s talk about taxation for a moment. Many people in this country are distraught, and with good reason. Yet, it seems that only exposure, education, and context separate the vast majority as to why. However, there are some common threads that we should be looking at. Take taxes, for instance. I hate using the phrase […]
This article is a follow-up to previous articles concerning economic and war cycles that have been identified and discussed over the previous two decades. Specifically, it is the continuation of work that began in 1999 and is meant to supplement previous statements and projections. For more information on those cycles, CLICK HERE. I write this […]
Several have asked about the projection model and whether anything regarding the war and economic upheaval has changed since Trump was elected. I hate to be the bearer of bad news, and I am sorry to report that, unfortunately, everything is status quo. In fact, I venture to say that perhaps things are right on […]
RANT WARNING – CONDESCENDING STATEMENT (AND PICTURES) AHEAD In a recent post, Two Really Ignorant Statements And What You Should Know, I covered some of the numbers associated with the current economic situation. Somehow, some didn’t get it. I venture to say they simply didn’t read it. Yes, it’s long. I’m sorry, but our problems, […]
Question: “David, when will the economic upheaval or shift you talk about begin to happen?” Answer: “It has already begun, but it will get worse in the coming years.“ Citing World Bank data, a brief from the United Nations Conference on Trade and Development (UNCTAD) claims that up to two-thirds of all jobs in the […]
What follows is a clarification of a plan for dealing with a rising student loan bubble that can be fixed to our benefit. Read this through and do the math yourself – you’ll see what I mean. Before I dive in, let me begin with a quote from Thomas Jefferson’s “Bill for the More General Diffusion […]
Yes. And this is only the beginning. They call it a credit card, a small plastic card that allows the holder the ability to obtain goods or services before actual payment, based on the trust that payment will be made in the future. Some call it a lifeline, some call it a handy and convenient […]
Without a calculator or Google, can you answer the following questions? If I borrow $2500 for the year at 9.25% APR, what is the total amount that will need to be repaid? Better yet, how much money will I get each year if I invest $2500 into a CD at 2.08% APY? The interest rates […]
